I am a development economist based at the University of Oxford, where I hold a joint position between the Department of International Development and the Centre for Islamic Studies  (equivalent to tenure-track Assistant Professor). I am also affiliated with the Centre for the Study of African Economies (CSAE). I completed my DPhil (PhD) in 2018 from the Department of Economics, Oxford (St John’s College), followed by a post-doctoral research fellowship until 2020 (Junior Research Fellow, Pembroke College, Oxford). I have also previously completed postgraduate degrees in finance (MSc, LSE), economics (PGDip, Cambridge), and development economics (MSc, Oxford). Prior to academia, I worked for five years as a trader in the financial markets, for Bank of America in London and Deutsche Bank in Singapore, where I traded European and Asian government bonds, foreign exchange derivatives and other fixed-income products. In my research, I am interested in the effect of equity-like financial contracts — involving, for example, shared ownership of fixed assets, sharing of revenue streams, or profit sharing — on the investment and growth of small firms. I have conducted fieldwork in Pakistan, Kenya and Bangladesh.


COVID-19 and the Future of Microfinance: Evidence and Insights from Pakistan (with Kashif Malik, Jonathan Morduch, Timothy Ogden, Simon Quinn and Farah Said) (2020). Oxford Review of Economic Policy [Coverage: Economics Observatory; MIT Technology ReviewDawn; The News International; World Bank; Development Impact]

Ongoing work

Levelling the Debt-Equity Playing Field: Evidence from a Belgian Policy Change. Revise and Resubmit, European Economic Review

Asset-based Microfinance for Microenterprises: Evidence from Pakistan (with Faisal Bari, Kashif Malik, and Simon Quinn)

Microequity and Mutuality: Credit with Performance-Contingent Repayment for Gig Workers (with Francesco Cordaro, Marcel Fafchamps, Colin Mayer, Simon Quinn, and Kate Roll) 

Microequity for Microenterprises: Evidence from Artefactual Field Experiments and a Survey

Financing Virtual Migration: Online Freelancing and Income Sharing in Rural Bangladesh (with Mehrab Bakhtiar, Simon Quinn, and Abu Shonchoy)